Unlocking financial literacy in generation z: Are sociodemographic factors the key?

Adi, Kurniawan Yusup and Charly, Hongdiyanto (2023) Unlocking financial literacy in generation z: Are sociodemographic factors the key? Petra International journal of Business Studies, 6 (2): 9. pp. 193-200. ISSN 2621-6426

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Abstract

This research aims to investigate the relationship between sociodemographic factors, encompassing age, gender, and access to the internet among Generation Z in Surabaya, utilizing the convergence theory framework. Convergence theory posits that both heredity and environmental factors can affect human development. There are 441 respondents employed as the sample of this research. We use multiple regression linear analysis to examine the hypothesis. The finding reveals that age and gender positively affect financial literacy, whereas access to the internet does not directly affect financial literacy. Instead, it exerts an indirect effect through financial interest. Various robustness tests were conducted, and the results remained consistent.

Item Type: Article
Uncontrolled Keywords: Access to the internet, Age, Financial literacy, Gender, Life skills, Finance, Personal, Generation Z, Internet
Subjects: Social and Political Sciences > Education, Law, & Humanities
Economics and Business > Banking & Finance
Depositing User: Djaenudin djae Mohamad
Date Deposited: 24 Sep 2024 02:44
Last Modified: 24 Sep 2024 02:44
URI: https://karya.brin.go.id/id/eprint/33968

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