Health Insurance Ownership among Moluccans in Indonesia

Background:
Expanding the reach of health insurance in Maluku aims to increase public access with the archipelago topography to healthcare facilities.

Objective:
The study aimed to analyze factors related to health insurance ownership among Moluccans.

Materials and Methods:
The study employed 788 respondents. The variables analyzed included health insurance, age, gender, education, and employment. The study used multinomial logistic regression in the final stage.

Results:
The age group ≤19 years was 0.182 times more likely than the ≥50 years of age group to have government-run type health insurance. The 20–29 years of age group was 0.219 times more likely than the ≥50 years of age group to have government-run health insurance. On the other hand, Moluccans with primary education were 0.196 times more likely than Moluccans with higher education to have a government-run type of health insurance. Moluccans with secondary education were 0.415 times more likely than Moluccans with higher education to have government-run health insurance. Unemployed have a probability of 0.358 times than employed to have the government-run health insurance type. Finally, unemployed is 0.056 times more likely than employed to have private-run health insurance.

Conclusions:
Three variables prove associated with health insurance ownership among Moluccans in Indonesia, namely age, education, and employment.